Last month, the United Nations released its most alarming climate report yet . The report warns that drastic action to limit carbon pollution will be required if the world is to avert trillions of dollars in damage and lost lives by 2040, and that many of the costs of climate change are already being felt . Insurers, utilities, and government agencies have borne some of those costs—for instance, in the wake of hurricanes and wildfires—but individuals have also borne them directly, with disproportionate burdens on the poor, people of color, and women. It’s time to challenge the system producing those costs. Voters had a chance to do that on Election Day, deciding whether to tax big carbon polluters in Washington State , restrict fracking in Colorado , and boost renewable energy in Arizona and Nevada . But the fossil fuel industry spent record amounts to oppose the measures : about $100 million combined in those three states. With the deck stacked heavily against them, measures failed. [Photo: Patrick Hendry/ Unsplash ] The good news is that people have other options when politics is broken. In communities across the U.S., people whose health and safety are threatened by fossil fuel […]

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